|
Defense
Dec 10, 2015 19:40:49 GMT -6
Post by trappincoyotes39 on Dec 10, 2015 19:40:49 GMT -6
tman the fairy tales are comming from the CBO, not someone from faux news LOL. A good friend of mine in Wyoming has Obama care, just talked to him 2 hours ago, the place he used sent him a letter they are no longer offering such in the state of Wyoming and will be going out of the market as it cost them millions and millions of dollars, he has only one option left in Wyoming and that is with blue cross/blue shield at 2 x's the cost and less coverage buying in thru Obama care, His wife thankfully got w FT job with health care benefits and dental others wise going thru BC/BS next year on the Obama care would have meant a good chunk of his monthly check this is 110 percent fact not fiction or fairy tale.
It was set up to help lower cost and help people like him who has a private business but not good enough to buy a decent major medical plan, the system is failing in many regards people like him, many are getting told the same from their coverage, cost going up by a lot and coverage dropping sounds no different than the plans offered by companies now does it?
So not fairy tales but Daily facts for working people and buying into AHCA.
|
|
|
Defense
Dec 11, 2015 2:55:56 GMT -6
Post by PamIsMe on Dec 11, 2015 2:55:56 GMT -6
TC your friend needs to be ticked off at his Legislators, not the ACA:
"Wyoming’s lack of progress on this front is largely blamed on the fact that Wyoming lawmakers have refused to accept federal funding to expand Medicaid under the ACA. Wyoming also didn’t establish their own state-run exchange, but even among other states that followed the same path (no state-run exchange, and no Medicaid expansion), the average uninsured rate has dropped 28 percent since 2013."
Wyoming is the ONLY state where the percentage of uninsured residents didn’t show a decrease during the first year and a half of ACA implementation.
Cheers, Pam
|
|
|
Defense
Dec 11, 2015 5:41:14 GMT -6
Post by trappincoyotes39 on Dec 11, 2015 5:41:14 GMT -6
No not really Pam as Wyoming has a very small state population so they cannot spread the risk across near the number of people in larger states, therefore the cost on avg is much higher for a decent plan on the exchange than many other states. They are more subsidized than many other states as well, yet still the cost on avg is far higher because the risk is shared by less people. Don't know how old your findings are but look at the 5 highest states with tax credits for this type of insurance Wyoming 2nd the pack with the avg tax credit for market place insurance at 424 a month.
Also not many companies going to lineup in Wyoming to offer plans in the pool as again unless your going to make premiums much higher than the avg those companies aren't going to show any profit, hence the reason win health is pulling out of the market place. Companies under federal law must put money into a risk corridor program kind of a kitty for others to share from, in a state like Wyoming that amounts to win health having 4.4 million in money Set a side makes for a risky deal and much added cost.
Not many companies are going to be beating on wyomings door looking to offer a small population base coverage at a profit without much higher rates. Things like this never really thought thru I am sure. At some point even the subsidies in Wyoming will not be enough time will tell, but I know from my friend the letter he received 1,000's will be out of coverage come Dec 31st. After that they will be on their own and look at BC/BS and pay more of a premium no doubt.
Here is the lasers the info.
CASPER, Wyo. — Wyomingites receive tax credits while buying health insurance through the Obamacare marketplace at rates higher than all but one other state.
Despite the numbers, Wyoming’s congressional delegation continues to oppose the Affordable Care Act and has called for it to be repealed. The two U.S. senators and one U.S. representative say Obamacare has increased premiums while driving away competition in the Cowboy State.
A new report by the federal Centers for Medicare and Medicaid Services analyzed the 9.9 million people who have signed up for insurance through their state or federal marketplaces, paid premiums and had active policies on June 30. The marketplaces provide income-based subsidies to most consumers.
Nationally, about 84 percent of consumers receive subsidies via an advanced premium tax credit. In Wyoming, 92 percent of consumers receive the tax credit, according to the report.
At the end of June, 18,065 Wyomingites were paying for insurance they purchased on the marketplace. Of those, 16,653 received the tax credits, the report found.
In that regard, Wyoming ranks higher than all states but Mississippi, which has 95 percent of its consumers receiving tax credits.
The value of the monthly tax credit in Wyoming is also higher than the national average of $270. In Wyoming, the average tax credit is $424 a month.
That was also second highest in the country, after Alaska, which averaged $534 a month.
It’s no surprise that Wyoming’s average tax credit is among the highest in the country. Premiums in Wyoming are also among the highest, said Tracy Brosius of Cheyenne Regional Medical Center’s Wyoming Institute of Population Health, which provides education about the exchange.
With 584,000 residents, Wyoming’s population is low and doesn’t allow for as much risk to be spread among participants in an insurance pool, she said.
Brosius credits education with allowing so many Wyomingites to receive marketplace subsidies.
“Over the last two years, both us and the partners across the state have been educating extensively how to access these benefits,” she said. “I think it’s part of the outreach and those consumers knowing there was something available and accessing it.”
To qualify for a tax credit, a household can earn up to four times the federal poverty level, which is $94,200 for a family of four.
Insurance isn’t cheap for many people — even with subsidies. But the subsidies lower costs and provide access to health care that many have not had before, Brosius said.
“The advanced premium tax credits tend to pull down those premiums to a level for the consumers, while it’s still a stretch, is much more achievable,” she said.
|
|
|
Defense
Dec 11, 2015 6:43:37 GMT -6
Post by trappnman on Dec 11, 2015 6:43:37 GMT -6
yes, really!
you always know a friend of a friend thing is- I do as well- that's why isolated incidents, aren't really relevant
|
|
RShaw
Demoman...
Posts: 147
|
Defense
Dec 11, 2015 7:21:58 GMT -6
Post by RShaw on Dec 11, 2015 7:21:58 GMT -6
They are all isolated incidents until they happen to you.
|
|
|
Defense
Dec 11, 2015 7:27:33 GMT -6
Post by trappnman on Dec 11, 2015 7:27:33 GMT -6
I know a farmer that set an uncovered trap wired to his manure spreader, and caught a coyote. true story.
I saw the evidence with my own eyes.
yet, despite this overwhelming evidence on how to catch coyotes- I've never yet tried to duplicate that set
I once shot a big buck while answering the cold call of nature.....and yet, I haven't tried to duplicate that instant success
why?
because singular incidents aren't the norm- and talking about them as if they are, isn't valid reasoning.
according to that logic- since its true that white Christian males have committed mass murders- then by TCs reasoning- ALL white males should be banned from owning guns- because, according to the word of TC- the exceptions ARE the rule
|
|
|
Defense
Dec 11, 2015 8:31:59 GMT -6
Post by bblwi on Dec 11, 2015 8:31:59 GMT -6
When the ACA was passed there was promised funds from legislative sources fed and state and politicians have chosen to not produce those funds and thus the funds are not there. It is one way for those that did not want ACA to say it is bad and as stated it is the failure of those who would fund the program that did not follow through. Whether the bill is good, bad or ugly is a separate issue from having assurances that you don't fulfill. That is the difference between private sector business that can choose to not pay their bills and governments that 0nce a law has been created it gets funded unless changed. We now have many segments of government choosing to use that aspect of private business to accomplish their goals.
Bryce
|
|
|
Defense
Dec 11, 2015 16:44:48 GMT -6
Post by PamIsMe on Dec 11, 2015 16:44:48 GMT -6
"No not really Pam as Wyoming has a very small state population so they cannot spread the risk across near the number of people in larger states, therefore the cost on avg is much higher for a decent plan on the exchange than many other states."
Might be but they'll never know because ""Wyoming’s lack of progress on this front is largely blamed on the fact that Wyoming lawmakers have refused to accept federal funding to expand Medicaid under the ACA. Wyoming also didn’t establish their own state-run exchange..
Pam
|
|
|
Defense
Dec 11, 2015 19:23:36 GMT -6
Post by trappincoyotes39 on Dec 11, 2015 19:23:36 GMT -6
Tman and others a Single event ? Did you not read the report or listen to what happened to my friend and all,of those who have a win care policy thru the exchange? As of Dec 31 St they have coverage January 1 they have only ONE choice BC/BS singular? Good grief.
Pam then who is subsidizing the policies at a rate where only the state of Mississippi gets more subsidized than Wyoming?
What many do not relies is no insurance company can stay in business without a profit, the more people in the pool the more th cost get spread about, you have less in a pool on the exchange in Wyoming so the cost gets shared less. Easy to understand really.
So my friend and others who can get a policy through a job are better off than the exchange that simple. Their cost under his wife's insurance will be 410 a month that is with denatal, vision and health care the policy a shade better deductible wise than the exchange. His cost on BC/ BS would have went up close to 200 a month.
Singular event and a friend of a friend LOL. True life facts in the state of Wyoming trying to get coverage on Obama care no more or less.
|
|
|
Defense
Dec 11, 2015 20:24:44 GMT -6
Post by bblwi on Dec 11, 2015 20:24:44 GMT -6
So in reality businesses owners should really ramp up their HC insurance offerings and pull people from ACA and that would kill the act faster than anything will. I wonder why the are not using that as a way of doing so instead of just harping and harping about it. They have a cost either way now, I would think they would see which would long term serve them the best. Spend some money now and the other competition will go away and they can do what they want as they were working toward before the ACA was in acted. The huge gorilla accompanied by the elephant in this room is the well received and respected Medicare system that may well be what will be instituted nationwide for all ages if and when the private sector decides they no longer want any part of costly benefits.
Bryce
|
|
|
Defense
Dec 12, 2015 6:40:32 GMT -6
Post by trappnman on Dec 12, 2015 6:40:32 GMT -6
I could give a rats ass about your "friend"..oh, sorry- a friend of a friend.....
what I do care about, is the facts as presented by Pam
|
|
|
Defense
Dec 12, 2015 7:05:39 GMT -6
Post by trappincoyotes39 on Dec 12, 2015 7:05:39 GMT -6
The facts presented by Pam LOL. Mean while 1,000's in Wyoming will have BC/BS as the ONLY exchange option come January 1 2016..............
Pams facts are the state needs to do more, ok answer the question who is the subsidizing these people in Wyoming if not the state? The federal govt is footing 100 percent of the subsidized plans in Wyoming? Remember Wyoming is the 2nd highest subsidized exchange in the US! Good grief...........
|
|
|
Defense
Dec 12, 2015 7:12:00 GMT -6
Post by trappnman on Dec 12, 2015 7:12:00 GMT -6
WY gets 39% of its operating budget, through federal funds. only 6 states have highre %.
what independence!
|
|
|
Defense
Dec 12, 2015 7:17:03 GMT -6
Post by trappincoyotes39 on Dec 12, 2015 7:17:03 GMT -6
That matters not who is paying for the subsidies in the exchange the Feds or the state? The fact as listed correct?
|
|
|
Defense
Dec 12, 2015 7:17:53 GMT -6
Post by trappnman on Dec 12, 2015 7:17:53 GMT -6
yes I know- facts matter not
|
|